Skip navigation

Foreclosures bring out cleanup crews

Banks summoning growing regiment to sanitize stockpiles of homes

Image: Cleaning out foreclosed homes
Dan Sears cleans out cabinets May 19 at a home that was foreclosed in Orlando, Fla. With thousands of people defaulting each week on mortgages across central Florida, Sears is one of a growing army that banks summon to sanitize and seal up their foreclosure stockpile.
John Raoux / Associated Press
Slideshow
Sand castles
Open House: A look at some properties for sale around the country with an ocean view.
  Latest interest rates
MortgageHome EquitySavingsAutoCredit Cards
See today's average mortgage rates across the country.
Loan typeToday+/-Last week
30-year fixed
4.97%
5.02%
15-year fixed
4.53%
4.49%
30-year fixed jumbo
5.90%
5.85%
5/1 ARM
4.22%
4.19%
7/1 ARM
4.43%
4.40%
See today's average home equity rates across the country.
Loan typeToday+/-Last week
$30K HELOC
5.22%
5.20%
$30K home equity loan
8.36%
8.33%
$75K home equity loan
8.25%
8.20%
$50K home equity loan
8.22%
8.17%
$50K HELOC
4.96%
4.93%
See today's savings rates across the country.
Savings typeToday+/-Last week
Money market
1.01%
1.04%
$10K money market
1.09%
1.12%
Six-month CD
1.10%
1.13%
One-year CD
1.58%
1.57%
Five-year CD
2.61%
2.62%
See today's average auto rates across the country.
Loan typeToday+/-Last week
48-month new car loan
6.79%
6.79%
36-month used car loan
7.15%
7.21%
36-month new car loan
6.67%
6.67%
60-month new car loan
6.83%
6.84%
72-month new car loan
6.12%
6.22%
See today's average credit card rates across the country.
Card typeFixedVariable
Standard13.46% 11.48%
Gold12.12% 9.90%
Platinum10.97% 12.21%
All12.31% 11.68%
Interactive
Foreclosure rates by state
Foreclosure rates tend to be highest in four key states. Click to see the progression for every state since 2005.
updated 11:27 a.m. ET Aug. 9, 2009

GROVELAND, Fla. - 393 Ed Douglas Road was a hot potato now, not a home — just another ghost property in the resale pipeline with curtainless windows, a yard populated by fire ants and weeds, and the telltale flier taped to the front door: "U.S. Government Property."

Nick Hazel shoved a key in the lock.

"Don't look now, but we got company." Above his head, and along the eaves, dangled nests in plump, grapelike clusters. "Hornets," he muttered, then with a forced grin, "I looooove hornets."

Story continues below ↓
advertisement | your ad here

The door opened with a yawn. There was a bare foyer and beyond it a living room, cool and hollow, with the restful atmosphere of a funeral chapel and something of the same smell.

A queen yellow jacket floated in, nonchalantly, then drifted off into a bedroom.

Hazel leaned his mop against a wall, then walked the joint.

A broken dishwasher. Check. A countertop range stripped of its coils. Check. Fixtureless showers. Seatless toilets. Check, check. Wires dangling from holes gouged in the ceilings — the work of whoever relieved the place of its fans.

"At least these guys left the wiring," he said, with a shrug.

Hazel, 40, is a "property preservationist," which these days makes him a very busy man. With thousands of people defaulting each week on mortgages across central Florida, he's one of a growing regiment of people the banks summon to "trash out" — sanitize and seal up — their foreclosure stockpile.

Among other labors, he mows waist-high lawns. He shoos away squatters. He duels wet rot. He boards up shattered windows. He replaces door locks. And, most often, he trucks away refuse so diverse, profuse and amorphous, that sometimes Hazel must squint to distinguish its components.

In short, it's Hazel's job to arrest the decay of a decaying housing market — a profession he likens to another the public views with angst. "It's like I'm a dentist," he says. "Nobody likes to see me. But when a house's teeth go bad, who else is going to clean out the rot?"

His is also a profession with brilliant prospects. In an average week, Hazel inspects roughly 90 structures, secures 20 others, and trashes out between 10 and 20 "REOs" (bank shorthand for "real estate owned"). That's up twofold from a year ago, when he got his start. He's had to employ his wife, son and five other men just to keep up.

"I don't sleep much," he says.

And so, even as the housing and mortgage crisis ravages lenders, homeowners, real-estate agents and construction crews, Hazel finds opportunity in desperate counties awash in abandoned, moldy structures — a paradox not lost on him.

He's the last in line to notice the little things that once made a dwelling special to a family. And, as would be the case at 393 Ed Douglas Road, it's ultimately up to him to trash them.

"You gotta remember," he says, "I'm also the guy who might help the place mean something to somebody else."

Walls coated in graffiti
Ever open a utensil drawer in a kitchen and have rats leap out?

Hazel has.

Ever crawl around a pitch-black attic, feel a buzzing tremor, and flash a light on a hornet's nest big as a 55-gallon drum?

Hazel has.

Ever enter the backyard of a mansion, stroll over to an Olympic-sized pool and notice somebody floating, face down?

Hazel hasn't yet — though he expects to.

"You hear horror stories from people who do this kind of work," he says. "I've never walked in on any floaters. But this job is pretty much a grab bag; you never know what you'll be walking into in the morning."

Indeed, not much Hazel stumbles upon shocks him anymore. Like the "debris" that some Florida evictees leave behind: sex toys, Christmas toys, silverware, Tupperware, false teeth, hairpieces, condoms, baby strollers, dead cats, live Dobermans, aquariums with rattlers in them.

Or, what others take with them: a dining room ceiling, the ceramic floor tiles of a den, a bedroom's wall-to-wall carpet; granite countertops, faucet taps, bath tubs, food-waste disposers, crown moldings.

Image: Nick Hazel
John Raoux / ASSOCIATED PRESS
Nick Hazel loads usuable items onto a trailer that were left behind at a foreclosed home that his crew was cleaning May 19 in Orlando, Fla.

Then there are the revelations at the gated-community castles — large, exorbitantly landscaped, with pricey WELCOME mats and 2-car garages (to accommodate two vehicles and a golf cart) — whose interior walls Hazel finds coated in graffiti.

"You see sprayed lines, words that don't make any sense," Hazel says. "It's not like there are any messages to the banks, or anything. I figure they get mad and this is their way of writing, 'Screw It."'

Certain properties defy his reasoning powers. One afternoon, an employee of Hazel's who'd been sent to inspect a foreclosed on house in Marion County called, and in a bewildered tone said, "Something doesn't look right here."

The yard was weed-free, freshly cut. The home was fully furnished, the mail box empty. A new pair of shoes rested neatly on the back porch. And yet, the doorbell didn't work; the power had been cut. So had the water.

"What do you want me to do?"

Hazel couldn't make heads or tails of it.

"Change the locks."

For weeks, whenever Hazel or his workers turned up, they found the lawn in pristine condition. (They'd mow the grass anyway.) The blinds always remained closed, the place dusted. No boot marks, no foreign odors, not so much as a bread crumb on the counter.

The neighbors, when asked, offered only shrugs.

Who could it be? An immaculate vagrant? The owners returned?

Hazel has his own theory. "There are so many houses going into foreclosure that I think the neighbors are taking it upon themselves to tend to these ghosts. Why don't they admit it? That I couldn't tell you. The world is full of strange people."


Sponsored links

Scottrade: Trade Stocks
Open an Account Online Today! $7 Trades & Powerful Trading Tools.
www.scottrade.com

Resource guide